See How Much You Can Save in Wilmette
What's the Cost of Car Insurance in Wilmette?
We have been able to help several drivers in Wilmette IL locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Wilmette Illinois, the annual rates had a difference of up to $1026. Specifically, this means that the cheapest price was $746 and the most expensive was $1772.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Wilmette is important in getting the cheapest car insurance rates.
Insurance Prices: Wilmette vs. National/State Averages
Wilmette has low-cost car insurance premiums that are below the state's average. It costs $187 less per year than Illinois's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Wilmette. You can go over some of our tips below to improve your savings.
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Wilmette IL Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Wilmette to give you a sense of where you can find the lowest costs.
The difference was -$167 between the cheapest neighborhood in Wilmette IL with a rate of $968 on average and a +$645 difference between the priciest area in Wilmette IL with an average price of $1780.
Let's go over some ways to save on car insurance in Wilmette
Wilmette Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Wilmette. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $165 more per year compared to being married, and being a man can typically cost up to $908 more per year in Wilmette IL as opposed to being a woman.
Wilmette Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Wilmette IL is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3893 a year for insurance on average. This is far higher than the state average of $1322, and $2758 higher than Wilmette' average. When gender is taken into account the difference between male and female teens in Wilmette IL is $670.
The effect of DUIs on insurance premiums in Wilmette IL
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Wilmette then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1135 all the way up to $2111. That means that on average the cost for conviction in Wilmette IL can be an increase of $976.
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Find Local Wilmette Agents
Reese & Associates
1167 Wilmette Avenue Floor 2, Wilmette, IL 60091
State Farm Steve Distler
1200 Central Ave Ste 350, Wilmette, IL 60091
Allstate Pam Gleich
1152 Wilmette Ave, Wilmette, IL 60091