Get Cheap Car Insurance in Palos Hills IL

  1. Residents of Palos Hills Can Save Up To $440 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Palos Hills

 

What's the Cost of Car Insurance in Palos Hills?

We have been able to help several drivers in Palos Hills IL locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Palos Hills Illinois, the annual rates had a difference of up to $617. Specifically, this means that the cheapest price was $832 and the most expensive was $1449.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Palos Hills is important in getting the cheapest car insurance rates.

Lowest Average Highest
$832 $1107 $1449

Insurance Prices: Palos Hills vs. National/State Averages

Palos Hills has low-cost car insurance premiums that are below the state's average. It costs $215 less per year than Illinois's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Palos Hills. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1107 $1322 $1479

Palos Hills IL Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Palos Hills to give you a sense of where you can find the lowest costs.

The difference was -$139 between the cheapest neighborhood in Palos Hills IL with a rate of $968 on average and a +$673 difference between the priciest area in Palos Hills IL with an average price of $1780.

# Neighborhood Average Rate
  Palos Hills $1107
1 Hinsdale +$673
2 Burr Ridge +$653
3 Oak Park +$110
4 Niles +$42
5 Des Plaines +$35
6 Wilmette +$28
7 Brookfield +$26
8 Glenview +$4
9 La Grange Park +$1
10 Hickory Hills -$4
11 Evanston -$55
12 Villa Park -$139

Let's go over some ways to save on car insurance in Palos Hills

Palos Hills Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Palos Hills. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $161 more per year compared to being married, and being a man can typically cost up to $886 more per year in Palos Hills IL as opposed to being a woman.

Palos Hills Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Palos Hills IL is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3797 a year for insurance on average. This is far higher than the state average of $1322, and $2690 higher than Palos Hills' average. When gender is taken into account the difference between male and female teens in Palos Hills IL is $653.

The effect of DUIs on insurance premiums in Palos Hills IL

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Palos Hills then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1107 all the way up to $2059. That means that on average the cost for conviction in Palos Hills IL can be an increase of $952.

DUI City Average
$2059 $1107

Find cheap car insurance in Palos Hills quickly and easily

 

Find Local Palos Hills Agents

Thomas Biernat Insurance Agency

10661 S Roberts Rd Ste 203, Palos Hills, IL 60465

Mid-America Risk

10661 S Roberts Rd, Palos Hills, IL 60465

Pro Financials & Insurance Services Company

9957 S Roberts Rd, Palos Hills, IL 60465

Palos Hills in Brief

  • $1107

    the average Palos Hills resident's annual cost of coverage

  • $440

    our customer's average savings after comparing insurance

  • 25/50/20

    minimum insurance requirements in Palos Hills IL

Area We Serve

60465

Palos Hills Map

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