See How Much You Can Save in Oak Park
What's the Cost of Car Insurance in Oak Park?
We have been able to help several drivers in Oak Park IL locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Oak Park Illinois, the annual rates had a difference of up to $1102. Specifically, this means that the cheapest price was $845 and the most expensive was $1947.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Oak Park is important in getting the cheapest car insurance rates.
Insurance Prices: Oak Park vs. National/State Averages
Oak Park has low-cost car insurance premiums that are below the state's average. It costs $105 less per year than Illinois's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Oak Park. You can go over some of our tips below to improve your savings.
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Oak Park IL Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Oak Park to give you a sense of where you can find the lowest costs.
The difference was -$249 between the cheapest neighborhood in Oak Park IL with a rate of $968 on average and a +$563 difference between the priciest area in Oak Park IL with an average price of $1780.
Let's go over some ways to save on car insurance in Oak Park
Oak Park Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Oak Park. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $177 more per year compared to being married, and being a man can typically cost up to $974 more per year in Oak Park IL as opposed to being a woman.
Oak Park Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Oak Park IL is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4174 a year for insurance on average. This is far higher than the state average of $1322, and $2957 higher than Oak Park' average. When gender is taken into account the difference between male and female teens in Oak Park IL is $718.
The effect of DUIs on insurance premiums in Oak Park IL
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Oak Park then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1217 all the way up to $2263. That means that on average the cost for conviction in Oak Park IL can be an increase of $1046.
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Find Local Oak Park Agents
Mills Insurance Group
(odd Range 101 - 199) S Ridgeland Ave, Oak Park, IL 60302
A Pierre Poinsett Sr
256 Chicago Ave, Oak Park, IL 60302
191 N Marion St, Oak Park, IL 60301