Get Cheap Car Insurance in Niles IL

  1. Residents of Niles Can Save Up To $460 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Niles

 

What's the Cost of Car Insurance in Niles?

We have been able to help several drivers in Niles IL locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Niles Illinois, the annual rates had a difference of up to $636. Specifically, this means that the cheapest price was $841 and the most expensive was $1477.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Niles is important in getting the cheapest car insurance rates.

Lowest Average Highest
$841 $1149 $1477

Insurance Prices: Niles vs. National/State Averages

Niles has low-cost car insurance premiums that are below the state's average. It costs $173 less per year than Illinois's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Niles. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1149 $1322 $1479

Niles IL Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Niles to give you a sense of where you can find the lowest costs.

The difference was -$181 between the cheapest neighborhood in Niles IL with a rate of $968 on average and a +$631 difference between the priciest area in Niles IL with an average price of $1780.

# Neighborhood Average Rate
  Niles $1149
1 Hinsdale +$631
2 Burr Ridge +$611
3 Oak Park +$68
4 Des Plaines -$7
5 Wilmette -$14
6 Brookfield -$16
7 Glenview -$38
8 La Grange Park -$41
9 Palos Hills -$42
10 Hickory Hills -$46
11 Evanston -$97
12 Villa Park -$181

Let's go over some ways to save on car insurance in Niles

Niles Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Niles. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $167 more per year compared to being married, and being a man can typically cost up to $919 more per year in Niles IL as opposed to being a woman.

Niles Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Niles IL is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3941 a year for insurance on average. This is far higher than the state average of $1322, and $2792 higher than Niles' average. When gender is taken into account the difference between male and female teens in Niles IL is $678.

The effect of DUIs on insurance premiums in Niles IL

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Niles then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1149 all the way up to $2137. That means that on average the cost for conviction in Niles IL can be an increase of $988.

DUI City Average
$2137 $1149

Find cheap car insurance in Niles quickly and easily

 

Find Local Niles Agents

Chris Schultz

6430 N Central Ave Ste C Chicago IL 60646

Andrew Flanagan

6146 N Milwaukee Ave Chicago IL 60646

United Insurance Brokers

5680 N Milwaukee Ave Chicago IL 60646

Niles in Brief

  • $1149

    the average Niles resident's annual cost of coverage

  • $460

    our customer's average savings after comparing insurance

  • 25/50/20

    minimum insurance requirements in Niles IL

Area We Serve

60646, 60714

Niles Map

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