See How Much You Can Save in Des Plaines
What's the Cost of Car Insurance in Des Plaines?
We have been able to help several drivers in Des Plaines IL locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Des Plaines Illinois, the annual rates had a difference of up to $881. Specifically, this means that the cheapest price was $787 and the most expensive was $1668.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Des Plaines is important in getting the cheapest car insurance rates.
| Lowest | Average | Highest |
|---|---|---|
| $787 | $1142 | $1668 |
Insurance Prices: Des Plaines vs. National/State Averages
Des Plaines has low-cost car insurance premiums that are below the state's average. It costs $180 less per year than Illinois's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Des Plaines. You can go over some of our tips below to improve your savings.
| City Average | State Average | National Average |
|---|---|---|
| $1142 | $1322 | $1479 |
Des Plaines IL Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Des Plaines to give you a sense of where you can find the lowest costs.
The difference was -$174 between the cheapest neighborhood in Des Plaines IL with a rate of $968 on average and a +$638 difference between the priciest area in Des Plaines IL with an average price of $1780.
| # | Neighborhood | Average Rate |
|---|---|---|
| Des Plaines | $1142 | |
| 1 | Hinsdale | +$638 |
| 2 | Burr Ridge | +$618 |
| 3 | Oak Park | +$75 |
| 4 | Niles | +$7 |
| 5 | Wilmette | -$7 |
| 6 | Brookfield | -$9 |
| 7 | Glenview | -$31 |
| 8 | La Grange Park | -$34 |
| 9 | Palos Hills | -$35 |
| 10 | Hickory Hills | -$39 |
| 11 | Evanston | -$90 |
| 12 | Villa Park | -$174 |
Let's go over some ways to save on car insurance in Des Plaines
Des Plaines Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Des Plaines. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $166 more per year compared to being married, and being a man can typically cost up to $914 more per year in Des Plaines IL as opposed to being a woman.
Des Plaines Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Des Plaines IL is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3917 a year for insurance on average. This is far higher than the state average of $1322, and $2775 higher than Des Plaines' average. When gender is taken into account the difference between male and female teens in Des Plaines IL is $674.
The effect of DUIs on insurance premiums in Des Plaines IL
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Des Plaines then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1142 all the way up to $2124. That means that on average the cost for conviction in Des Plaines IL can be an increase of $982.
| DUI | City Average |
|---|---|
| $2124 | $1142 |
Find cheap car insurance in Des Plaines quickly and easily
Find Local Des Plaines Agents
John Beskon Insurance Agency
825 Pearson St Apt 3a, Des Plaines, IL 60016
Minerva Insurance Agency
790 Lee St, Des Plaines, IL 60016
GlobalGreen Insurance Agency
636 S River Rd Ste 104, Des Plaines, IL 60016
Considering Relocating?
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$1142
the average Des Plaines resident's annual cost of coverage
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$460
our customer's average savings after comparing insurance
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25/50/20
minimum insurance requirements in Des Plaines IL
60016, 60017, 60018, 60019
